Field Risk Control for Captive Insurance Programs
Zorro Risk Management is the risk control partner captives, captive managers, and insurance programs hire to assess, document, and improve the risks they insure. DOT, OSHA, fleet telematics, AI-driven analytics, and expert support — delivered in the field and defensible in the boardroom, with regulators, and in court.
What We Deliver
Field Risk Control Services
On-site risk surveys, DOT and OSHA audits, PPE and forklift assessments, and facility evaluations — standardized, scored, and reported for your insureds.
Risk Advisory & Program Development
Policies, SOPs, training, business continuity, and emergency management programs built to each insured's operation — and audited annually.
Data, Telematics & AI Integration
Telematics audits, AI-driven risk scoring, and dashboards that translate safety data into loss costs, premiums, and renewal outcomes.
Litigation & Expert Support
Expert witness testimony, standard-of-care evaluations, and telematics evidence analysis for counsel, insurers, and claims teams.
Why Captives and Insurance Programs Choose Zorro
-
1
Built for the insurance side of the table. Our reports are written for underwriters, actuaries, boards, and domicile regulators — not just safety managers.
-
2
Deep transportation specialization. DOT, FMCSA, fleet telematics, and independent contractor risk are our core disciplines, not add-ons.
-
3
A network that scales. Zorro operates with an affiliated network of attorneys, risk consultants, underwriters, and safety specialists — capacity when your book grows.
-
4
Defensible by design. Every assessment produces a documented, timestamped record built to hold up with regulators, in audits, and in litigation.
Put a Risk Control Function Behind Your Program
Whether you manage one captive or a portfolio of programs, Zorro delivers the field presence, documentation, and expertise your insureds need — without adding headcount.